what information do i need to sign up for social security

Applying for your Social Security benefits is less of a daunting process than it may seem, especially since the Social Security Administration (SSA) allows you lot to apply online. Once you've determined the best age to utilize for your state of affairs, the actual application is fairly straightforward. The SSA will demand a few documents and some supplementary information from you in lodge to begin sending you your benefits. Let'due south become through all the necessary documents you'll need to have.

If you need help setting and reaching retirement goals, consider working with a financial advisor to assistance you build a smart retirement plan.

Documents You'll Need

When information technology's fourth dimension to apply for your Social Security benefits, yous'll need to have the post-obit documents in manus:

• Your Social Security carte du jour
• Your original birth document, or a certified copy
• Proof of U.S. citizenship or lawful conflicting status
• Military service papers, if applicable
• Your W-two class from the last year

If y'all can't access whatever of these documents for one reason or some other, don't hold off on applying. Your local Social Security office can help you obtain certified copies or equivalent information, or you can submit them afterward on in the process. Delaying signing up for benefits could result in you losing benefits.

Note that the SSA can accept photocopies of some of these documents, such as your W-two and tax returns. However, you'll demand to submit the original of other forms, such equally your nascency document.

Other Information You lot'll Need

If you're married, yous'll also need to provide your spouse's proper name, Social Security number (SSN), date of nascency and age. You'll as well demand to have the date and place of marriage, and this goes for any onetime spouses as well. For logistical purposes, you'll want to indicate what month you lot want your benefits to brainstorm, and yous'll need to provide your banking company's routing number and your account number.

As part of your awarding, y'all can also indicate if you would like to enroll in Medicare Function B, merely y'all'll accept to be eligible.

You should also note in your awarding if:

• You have any unmarried children under the age of eighteen or disabled children under the historic period of 22.
• Y'all or someone else has always filed for Social Security benefits, Medicare or Supplemental Security Income on your behalf
• You've ever used a unlike SSN

Work Information You'll Need

What you lot do (or did) for a living may have an bear on on your benefits, and so you'll need to supply the SSA with some employment information as well. This includes the proper name and address of your employer for both this year and terminal year.

You lot'll also need to know how much money you earned this year, final year and potentially side by side twelvemonth. You'll need an judge of side by side year's income if yous're applying in September, October, November or December.

Like to the above section, you should besides indicate on your application if whatsoever of these conditions apply to you:

• You've been unable to piece of work because of injury, illness or another condition at any point within the past fourteen months.
• You've qualified for a pension or an annuity from a federal or state regime employer.
• You or your spouse have ever worked for the railroad industry in whatever chapters
• You've earned any Social Security credit nether the social security system of some other country

Lesser Line

Most of the documents and information you'll need for your Social Security awarding should be like shooting fish in a barrel enough to get your easily on. If y'all have trouble doing so, your best bet is to visit your local Social Security office and start your application anyhow. Odds are, the SSA will exist able to help you lot track down any documents or information you don't have. For example, you can use Class SS-5 to order a new Social Security bill of fare.

Once you've gathered all the necessary info and documents, you should take no problem with your application. Then you'll be well on your way to supplementing your retirement savings with Social Security benefits.

Tips For a Successful Retirement

• Saving for retirement requires a strong financial plan and smart investing. A fiscal advisor help y'all on both fronts. Finding a qualified financial advisor doesn't take to be hard. SmartAsset's free tool matches you lot with up to three financial advisors in your surface area, and you can interview your advisor matches at no cost to decide which one is correct for you. If you're ready to find an advisor who can help you achieve your financial goals, become started at present.
• Don't forget to include Social Security payments in your retirement plans. They may non have a titanic impact on your finances in retirement, only they tin line your pockets with some extra cash when you might demand it. SmartAsset's Social Security calculator tin assist yous get an thought of your future benefits.
• If you are thinking about where to retire, SmartAsset'southward retirement tax-friendliness tool can help you lot figure out how your Social Security benefits, property taxes, and retirement business relationship and pension withdrawals volition exist taxed in each land.

Photograph credit: ©iStock.com/kali9, ©iStock.com/Bill Oxford, ©iStock.com/adamkaz

Hunter Kuffel, CEPF® Hunter Kuffel is a personal finance writer with expertise in savings, retirement and investing. Hunter is a Certified Educator in Personal Finance® (CEPF®) and a member of the Social club for Advancing Business Editing and Writing. He graduated from the University of Notre Dame and currently lives in New York City.

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Source: https://smartasset.com/retirement/documents-to-apply-for-social-security

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